Women Entrepreneurship Day

From Vision To Venture

  • Backing Women. Building Tomorrow.
  • To Explore Women Financial Services
Click Here

Premium Current Account

Easy Banking with FREE Insurance Coverage

  • Health Insurance
  • Up to PKR 50,000
Learn More

Solar Financing

Fulfill your energy needs at affordable rates!

  • Loan Facility of up to PKR 3,000,000
  • For Farmers, Households, and SMEs
Learn More

Rehnuma Bachat Account

Tailored to financially empower women!

  • Monthly Profit Payout
  • Free cheque book, debit card, online, & mobile banking facilities
Learn More

U Bank Outreach

DEPOSITS

PKR 131.6 Bn

(As of June 30th, 2025)

Gross Loan Portfolio

PKR 82.5 Bn

(As of June 30th, 2025)

Branch Network

240

Credit Rating

A+ / A-1 / Stable


Our Banking Services

Solutions That Empower your Future!

U Bank offers a wide range of top-tier financial products and services curated to serve every segment of Pakistani society, to meet the highest anticipations of our customers.

Lending Products

Achieve your aspirations with competitive loan plans committed to growing the entrepreneurial base in Pakistan.

Deposit Products

Manage your finances and earn high profits with our personal and corporate deposit products.

Digital Banking

Banking is now at your fingertips with our extensive range of Digital Banking services.

Debit Card Request

Send in your Debit Card request today for quick and easy processing.


Innovative Financial Solutions

Designed to Move you Forward!

As a champion of financial inclusion, U Bank serves to empower communities with its wide range of Retail and Islamic Banking services. Coupled with innovation, expertise, and excellence, we are dedicated to serving our valued customers.

  • conventional banking
  • Islamic banking

Deposit Products

Discover our diverse suite of deposit products designed to cater to your financial needs. Our range of offerings provides you with valuable banking services and ensures your savings grow steadily with your reliable and trusted banking partner.

Read More

Lending Products

Our lending products’ portfolio is comprehensive and diverse, tailored to meet your financial requirements and to support your goals of economic prosperity.

Read More

Remittances

U Remit is a cutting-edge home remittance service that enables countless non-resident Pakistanis to effortlessly and conveniently send money to their family members living in Pakistan.

U Remit offers the following innovative remittance services:

U Cash: Remittance beneficiaries in Pakistan can swiftly receive the funds sent to them from foreign countries, through U Bank’s network of 375+ branches located across the country.  

U Account: You can transfer your remittances to any U Bank account as well as any account held with other banks in Pakistan using U Account Credit.

UPaisa: With UPaisa Wallet Credit, you can receive your remittance amount instantly to your UPaisa account and have immediate digital access to your funds.

For any queries, information, or complaints regarding U Bank U Remit services, please feel free to connect to our 24/7 Call Centre at UAN 051-111-282-265, Toll Free: 0800-82265, or to our Home Remittance Department at home.remittance@ubank.com.pk

Read More

Deposit Products

U Bank Islamic Banking offers a range of Shari’ah-compliant deposit products in line with Islamic rules and principles.

Read More

Financing Products

Explore our range of Shari’ah-compliant financing products structured to meet your financial requirements and provide you peace of mind.

Read More

About U Bank Islamic Banking

U Microfinance Bank (U Bank) has established a dedicated Islamic Banking division that is committed to providing customers with banking services that align with Islamic principles. U Bank is one of the first microfinance banks in Pakistan to offer enhanced financial products and services catering to the specific segment of society seeking banking services designed within the parameters of Shari’ah rules and values.

U Bank Islamic Banking provides a comprehensive suite of tailor-made, innovative, and reliable Shari’ah-compliant financial solutions to its customers. These solutions include financing facilities for housing, business, and agricultural needs, with amounts of up to PKR 3 million, along with Current, Savings, and Term Deposit account services.

The complete product portfolio offered by U Bank Islamic Banking is developed and approved under the guidance of the bank’s dedicated Shari’ah Advisor. This expertise enables us to deliver competitive Islamic Banking services to our valued customers and further our efforts towards achieving financial inclusion in Pakistan.

U Bank Islamic Banking was initially piloted at the beginning of 2022 with 5 branches. By the end of the year, U Bank had received its commercial license from the State Bank of Pakistan (SBP) to officially launch Islamic Banking nationwide.

U Bank Islamic Banking continues to broaden its geographic reach to encompass a larger number of regions. Our Islamic Banking services are currently available at the branches mentioned below:

Abbottabad Arifwala Attock
Badin Bahawalnagar Bahawalpur
Bhatta Chowk, Lahore Batkhela Bhakkar
G-10 Islamabad Burewala Chakwal
Charsadda Chitral Dadu
Daska Dera Ghazi Khan Dera Ismail Khan
Faisalabad Gambat Garh Morh
Gawadar Gojra Gujar Khan
Gujranwala Gujrat Karachi
Hafizabad Haripur Hassan abdal
Hyderabad Jacobabad Jauharabad
Jhang Kallar Syedan Kandiaro
Khairpur Khanewal Kohat
Thokar Niaz Baig, Lahore Kunri Lahore
Larkana Layyah Mansehra
Mardan Matta, Swat Mianwali
Multan Muzaffargarh Narowal
Nawabshah Nowshera Pasrur
Peshawar Pishin Quetta
Rahim Yar Khan Rawalpindi Sadiqabad
Sahiwal Sanghar Sargodha
Shakar Garh Shikarpur Shorkot
Sialkot Sukkar Toba Tek Singh
Vehari

Click here to see the locations of Islamic Banking Window.

Read More

U Bank Mobile Banking

U Bank Digital App

Experience effortless banking through the U Bank Digital App, crafted to elevate your digital banking experience with convenience. Handle your financial matters easily with a wide array of functionalities that ensure a secure and enhanced user journey.

Download Now!

Loan Calculator

Take Control of your Financial Journey!

U Bank offers competitive loan facilities to cater to your financial needs. Use our convenient Loan Calculator to easily forecast your monthly installments.

Barhta Karobar Business Loan

How Much do you need ?

Rs 50,000 Rs 3,000,000
06 months 84 months
YOU ARE GETTING

Rs. 0

TERMS OF USE

Months

TOTAL INTEREST

Rs. 0

INSTALLMENT AMOUNT

Rs. 0

FLAT RATE

0%

Commercial Vehicle Financing

How Much do you need ?

Rs 350,000 Rs 3,000,000
12 months 120 months
YOU ARE GETTING

Rs. 0

TERMS OF USE

Months

TOTAL INTEREST

Rs. 0

INSTALLMENT AMOUNT

Rs. 0

FLAT RATE

0%

House Financing

How Much do you need ?

Rs 150,000 Rs 3,000,000
36 months 300 months
YOU ARE GETTING

Rs. 0

TERMS OF USE

Months

TOTAL INTEREST

Rs. 0

INSTALLMENT AMOUNT

Rs. 0

FLAT RATE

0%

Salary Pension Loan

How Much do you need ?

Rs 40,000 Rs 350,000
6 months 60 months
YOU ARE GETTING

Rs. 0

TERMS OF USE

Months

TOTAL INTEREST

Rs. 0

INSTALLMENT AMOUNT

Rs. 0

FLAT RATE

0%

Solar Financing

How Much do you need ?

Rs 50,000 Rs 3,000,000
06 months 120 months
YOU ARE GETTING

Rs. 0

TERMS OF USE

Months

TOTAL PROFIT

Rs. 0

INSTALLMENT AMOUNT

Rs. 0

PROFIT RATE

0%


Building A Legacy of Excellence

Awards & Recognition

U Bank remains committed to continuing to exemplify its core values and strategic objectives with the multiple local and global awards it has achieved.

Asian Banking & Finance (ABF) Wholesale Banking Awards – 2022

Domestic Initiative of the Year – Pakistan

U Bank received the Domestic Initiative of the Year – Pakistan Award by Asian Banking & Finance (ABF) Wholesale Banking Awards 2022 for its performance in 2021-2022. The award was presented to appreciate U Bank’s issuance of its first-ever Social Impact Bond, aimed to be used to finance loans for renewable energy, private schooling, low-cost housing, and Small & Medium Enterprises (SMEs), primarily in rural Pakistan. This innovative social initiative was widely applauded by ABF Wholesale Banking Awards that honor outstanding banks that have introduced groundbreaking wholesale banking solutions, products, and services that proved to be an industry game-changer.

Read More

Asian Banking & Finance (ABF) Retail Banking Awards – 2022

Microfinance Bank of the Year – Pakistan | Islamic Banking Initiative of the Year – Pakistan

U Bank bagged two internationally recognized awards from Asian Banking & Finance (ABF) Retail Banking Awards 2022 for its performance in 2021-2022. U Bank was announced as the Microfinance Bank of the Year and was presented with the Islamic Banking Initiative of the Year – Pakistan. These accolades paid tribute to U Bank’s tireless endeavors over the past seven years towards increasing financial inclusion in the country and serving the unbanked population. ABF also recognized our introduction of Islamic banking services in Pakistan providing our clients with tailor-made, Shari’ah-compliant solutions for their financing needs. The Asian Banking & Finance Retail Banking Awards celebrate Asia’s banking leaders and highlight deserving banking candidates on their innovative product strategies to create a larger impact.

Read More

8th Islamic Retail Banking Awards 2022 by Cambridge IFA

Upcoming Islamic Retail Banking Window in Pakistan 2022

U Bank Islamic Banking received the prestigious international award for Upcoming Islamic Retail Banking Window in Pakistan 2022 during the 8th Islamic Retail Banking Awards 2022, hosted by Cambridge IFA in Indonesia. The award honored U Bank’s introduction of Shari’ah-compliant financial solutions in Pakistan and came soon after U Bank’s full-scale commercial launch of Islamic Banking services nationwide. The bank’s Islamic Banking services were piloted in 2022 and encompass many cities across Pakistan, thus financially including the segment of society that seeks banking services in line with Islamic values.

Read More
view all awards

Impacting Lives, Changing Futures

Where your Success Becomes Our Story

At U Bank, we endeavor to bring our vision of financial inclusivity to life by serving the underserved and contributing to a better future.

Bringing Dreams to Life

Yasir Sheikh, a resident of Sheikh Muhalla in Shikarpur, Sindh, always dreamed of running his own business. He began with a small cart selling snacks on the street and gradually expanded to owning a grocery store. As his family grew, Yasir’s desire to provide a quality education for his children intensified. He enrolled them in good private schools, but soon found himself struggling to manage the school fees alongside daily expenses. Faced with the difficult choice between feeding his family and paying for education, Yasir felt overwhelmed and worried. In search of a solution, Yasir turned to U Bank for financial support. The bank's staff guided him through the loan options, and he quickly secured the necessary funds with Barhta Karobar Plus Loan. Within a year, Yasir not only expanded his grocery business but also successfully repaid the loan. Today, his store offers a wider variety of products, his income has increased, and his children are receiving the education he always dreamed of providing. Yasir’s story is a testament to how U Bank's microfinance services can empower small businesses to improve lives and livelihoods in Pakistan.

Read More

From Salesman to Business Owner

M. Iqbal Qadri from Adda Shabeel, Sahiwal – Punjab, Pakistan, is a determined business owner, who was working for a small pharmacy as a salesman before progressing to opening his own shop in Sahiwal. Sahiwal, where he is from, is an agricultural region and his family had traditionally been farmers. Between 2006 and 2007, Iqbal worked as a salesman, before he decided to open up his own retail store. He further required capital to expand it and increase his customer inflow. With suggestions from his friends, he twice availed the U Bank Islamic Banking - Apna Karobar Premium Murabaha Financing facility to add investment to his store for its growth. Today, he owns the shop himself, has added inventory and variety to his store, does not have to pay rent, sends his kids to good schools, and is living a good life.

Read More

U Bank Transforming Lives of Entrepreneurs

In the rural town of Kot Laysan, Rajanpur, Punjab, Tauqeer Ahmed has been running a successful clothing shop in Saddar Bazaar for 16 years, offering a wide variety of female clothing, from formal wedding clothes to casual dresses. Before starting his own business, Tauqeer worked as a salesman in a jewelry store for a decade, where he struggled with financial constraints. Realizing the potential in the clothing market, he decided to open his own shop, which required less initial investment and promised higher sales. To further expand his business, Tauqeer turned to U Bank for a Running Finance facility. The bank responded promptly, processing his loan quickly and offering a low markup rate. With this financial support, Tauqeer was able to invest in his business, resulting in substantial growth. Now, he enjoys daily sales of thousands of rupees, his income has improved significantly, and he has elevated his household's living standards. Tauqeer’s story highlights the vital role that U Bank's microfinance services play in empowering small and medium-sized businesses in Pakistan.

Read More
view all success stories

Loan Calculators Form

Please fill in your details