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U Bank offers Home Loan facility to salaried individuals, business owners, and pensioners, for the purchase of a complete residential property, apartment, flat, or house. U Bank Home Loan can also be availed for construction on a newly-purchased or previously owned plot, its structural improvement, or for the purpose of house renovation.

Government Subsidized Housing Scheme

In an effort to promote affordable housing finance, the Government of Pakistan has introduced the “Wazir-e-Azam Apna Ghar Program” Markup Subsidy and Risk Sharing Scheme.