About Shari’ah Advisor

Learn more about the expertise & qualifications of our dedicated Shari’ah Advisor.

MUFTI SYED ZAHID SIRAJ

Mufti Syed Zahid Siraj is a highly educated and renowned Islamic scholar with over 29 years of experience in Islamic Banking, Takaful, Shari’ah audit, Shari’ah compliance and Islamic Finance. He has a strong background in professional, religious, and contemporary education, including a Darajah Al-Ijazah Al-Aliyah from a prominent religious institution, where he obtained first position, and a Shahadah Al-Alimiyah from Tanzeem-ul-Madaris (Ahl-e-Sunnat) Pakistan with a distinction of first class second position in the country. Besides this, he was also awarded Shahadah Al-Takhassus Fil-Fiqh & Sanad-ul-Faragh wal-Ijazah Fil-Hadith.

He completed his Masters in Islamic Studies from the University of Karachi and Masters in Economics & MA in Arabic & Islamic Culture (Equivalence) from University of Sindh.  He is also a Law graduate and completed his LLB from the University of Karachi. In addition, he is AAOIFI Certified Shari’ah Advisor and Auditor (CSAA) Fellow and holds other certifications such as, Certified Islamic Banker (CIB), Certified Takaful Professional (CTP), and Certificate in Shari’ah Audit and Compliance (CSAC).

Mufti Siraj is a passionate and dedicated Shari’ah trainer and subject expert, offering lectures and training sessions at various universities and institutions. He is a registered Shari’ah Advisor, as per the Shari’ah Advisors Regulations 2017 issued by the SECP. He was a member of the Shari’ah Audit & Review Committee established by the Securities and Exchange Commission of Pakistan (SECP) for PMEX Murabaha Transactions.

Prior to joining U Bank as a Shari’ah Advisor, he worked as the Head of Internal Shari’ah Audit at Al Baraka Bank (Pakistan) Limited.

His other current engagements include:

• Shari’ah Board Member – Dawood Family Takaful Limited
• Shari’ah Advisor – IGI Insurance Limited, Window Takaful Operations
• Member Board of Studies – University of Karachi
• Head Mufti Dar-ul-Ifta – Al Arqum Riaz-ul-Uloom, Karachi
• Founder & Chairman – Research & Ifta Academy, Karachi
• Member Shari’ah Board – Saylani Welfare Trust International
• Secretary General – Idara-i-Tahqeeqat-e-Imam Ahmad Raza, Karachi