Get Rewarded Every Month with U Bank’s Salary Transfer Account
U Microfinance Bank introduces the Cash Back Salary Transfer Account, a specially designed current account that offers salaried individuals the chance to earn cashback just by depositing their salary. It’s the perfect blend of convenience, rewards, and financial empowerment.
Key Benefits
1. Cashback on Salary Deposits
- Earn up to 4% cashback on your monthly salary deposits.
- Maximum cashback amount of PKR 25,000 per month.
- To qualify, simply credit your salary into your U Bank account and maintain a balance of at least 30% of your salary or PKR 25,000, whichever is higher.
2. Quarterly Lucky Draws
- Every new eligible customer is automatically entered into a quarterly lucky draw for a chance to win PKR 150,000 in travel vouchers.
3. Free Banking Services
Maintain an average monthly balance of PKR 25,000 to enjoy a range of free services, including:
- Cheque book issuance
- Pay Order / Banker’s Cheque issuance
- Debit Card issuance & renewal
- Free Internet & Mobile Banking
- Unlimited deposits and withdrawals
- Free SMS Alerts
- 24/7 Call Center
4. Rebate on Loan Processing Fee
- Maintain a balance of PKR 50,000+ for 3 months and receive a 50% rebate on your Salary/Khudmukhtar Loan processing fee.
5. Monthly Fall Below Fee
- If your account balance falls below PKR 5,000, a monthly fee of PKR 20 + FED will apply.
Eligibility Criteria
- Salaried Individuals only (income/job proof required).
- Salary must be credited via employer transfer or non-cash digital self-transfer.
- Cashback eligibility is based on credited salary and average balance maintained.
*Terms & Conditions apply.
