U Microfinance Bank offers Agricultural loans for small and medium-scale farmers so that they could easily and timely purchase seeds, fertilizers, pesticides, modern agricultural machinery & tools, and additional agricultural land.
Zarai Qarza (Agricultural Loan)
Salient Features
- Loan amount up to PKR 150,000 to meet the basic needs of agriculture sector
- Loan tenure up to 15 months
- Easy and fair loan processing
- Life and health insurance for clients*
- Loan facility on personal and collective guarantee
- Lump sum loan repayment
Minimum Required Documents
- Valid CNIC
- One passport-size photograph
Agri Pass Book Loan
Salient Features
- Loan amount of up to PKR 1,000,000
- Loan tenure 6 to 60 months
- For meeting all agricultural needs such as purchasing fertilizers, seeds, pesticides, and agricultural machinery & equipment
- Loan facility without any individual guarantee
- Complimentary credit Life insurance
- Optional Health Insurance for client
- Complimentary crop Insurance
- Loan repayment in semi-annual/annual installments
Minimum Required Documents
- Valid CNIC
- One passport-size photograph
- Copy of utility bill of applicant and guarantor
- Attested copy of Agri Pass Book
- Documents of Fard Jamabandi attested by Patwari
