Sehat Tahafuz Plus
In-hospital assurance for you!
Sehat Tahafuz Plus is an in-patient insurance product offered to U Bank deposit and loan customers through which they can avail treatment in any hospital against a reasonable annual premium payment. This product ensures that the customers are protected against any unexpected future health-related expenses and supports them in face of unforeseen medical requirements.
Insurance Plans
Plan A for Customer
Annual Premium Cost: PKR 490 per annum
Daily Hospital Cash Benefit: PKR 3,000 per night
Daily ICU Confinement Benefit: PKR 6,000 per night
Or Hospitalization on Reimbursement: Up to PKR 90,000 per annum
Plan B for Customer & Spouse
Annual Premium Cost: PKR 990 per annum
Daily Hospital Cash Benefit: PKR 6,000 per night
Daily ICU Confinement Benefit: PKR 12,000 per night
Or Hospitalization on Reimbursement: Up to PKR 90,000 Per Person per annum
Plan C for Customer, Spouse, & Dependent Children (up to 4)
Annual Premium Cost: PKR 2,990 per annum
Daily Hospital Cash Benefit- Adults: PKR 6,000 per night- Children: PKR 3,000 per night
Daily ICU Confinement Benefit- Adults: PKR 12,000 per night- Children: PKR 6,000 per night
C-Section Benefit (Spouse Covered): PKR 30,000
Or Hospitalization on Reimbursement: Adults: PKR 90,000 per Annum, Children: PKR 45,000 per Annum
Plan Benefits
- Reimbursement facility available
- Daily Cash Benefit in case of hospitalization
- Daily ICU Confinement Benefit in case of hospitalization
- C-Section Benefit
- Accidental Expense Reimbursement
- Annual hospitalization coverage
- Basic in-patient hospitalization & special investigations coverage (General ward)
- Coverage for hospital accommodation, treatment & services, doctor's visits, & consultation charges
Terms & Conditions apply.
FAQs
Is there any age limit for the insurance applicants?
The enrollment age limit for adults is 18 to 64 years and the limit for children is 1 to 17 years.
Who can apply for this insurance facility?
Any U Bank’s loan, deposit, or walk-in customer
What is the eligibility criteria?
Customer & Spouse age (18 to 64 years)
Limit of children: four children per family
What is the maximum and minimum time period of hospital stay?
Minimum stay requirement: One night
Maximum 30 nights covered for one hospitalization
Is there any elimination period?
For Sickness: 15 days
Due to Accident: No waiting period
What is the waiting period to avail C-Section benefit?
6 (six) month waiting period for C-Section benefit, which means the policy should be taken 6 months prior to the delivery.
What are the documents required to claim for C-section?
- CNIC photocopy
- Date of Admission & discharge slip
- Number of daily follow-ups
- Birth Certificate
- Ultrasound
When can the claim be reported?
The claim should be reported within 15 days.