Any resident Pakistani with a valid CNIC/NICOP

The customer must be involved in the profession of agriculture or livestock

The age limit requirement is 18 – 68 years at the time of loan application and loan maturity respectively

The customer will be required to follow the following steps:

1. Visit the nearest U Bank branch
2. Provide the required KYC documents
3. Sign the loan application form and submit

The following documents are required:

• Valid CNIC
• Passport-sized photographs
• Clearly recognizable pictures of the existing livestock
• Letter of Hypothecation
• Animal health, fitness vaccination, & valuation certificate

1. Loan Application Fee
2. Processing Fee

For a loan exceeding PKR 600,000, the customer will have to pledge Agriculture, Commercial, or Residential land with the following conditions:

For Agricultural Land: The maximum loan amount should not exceed 80% of the PIU/DC rate (whichever is higher) of offered agriculture property. Revenue records must confirm the land owner’s name.

For Residential/Commercial Property: Valuation of the property will be done by U Bank’s approved property valuator. The maximum loan amount should not exceed 80% of FSV mentioned on the valuation report. (Valuation charges will be borne by the customer)

This loan is restricted to livestock only