Any resident Pakistani with a valid CNIC/NICOP

Must be a business or salaried individual

The age limit requirement of at the time of loan application and loan maturity respectively is 20-60 for salaried individuals, and 20-68 for business owners.

The customer will be required to follow the following steps:

1. Select your desired vehicle
2. Visit your nearest U Bank Branch
3. Provide the required KYC documents
4. Deposit any upfront charges
5. Sign the loan application form and submit

The following documents are required:

– Sole proprietors – Proof of business like a business card, cash memo, letterhead, or utility bill, and bank statement

– Businesses – Proof of business like a business card, cash memo, letterhead, or utility bill, and bank statement

– Salaried: Proof of Income (Bank statement or salary slips) – Last 3 salary slips and 6 months bank statement with 6 salary credit

1. Loan Application Fee
2. Insurance Charges
3. Tracker Charges

HPA in favor of U Bank

For Agriculture & Business use only

A minimum of 10% down payment is required for New cars, 30% for Used cars, and 20% for Commercial

Insurance & Tracker is necessary

All brands operating in Pakistan

Yes. Please visit:

U Bank Commercial Vehicle – Diminishing Musharkah Financing