Introducing the future of banking – Branchless Banking!

Experience unparalleled convenience with U Bank’s user-friendly digital banking services. Say goodbye to traditional branch visits and embrace a new era of online banking, be it for instant fund transfers, bill payments, or balance checks.

With our branchless banking services, you can manage your finances anytime and anywhere, without having to wait in long queues. Enjoy seamless transactions, account management, and much more, all at your fingertips with 24/7 access!

Empower and streamline your financial management with UPaisa!

Discover the ultimate branchless banking app designed to simplify your financial life. The UPaisa Mobile App offers the convenience of a wide range of financial services, all at your fingertips. From mobile top-ups to bill payments and money transfers, this mobile wallet offers the ultimate convenience in digital payments. It is your all-in-one solution for quick, secure, easy, and contactless transactions, revolutionizing the way you handle your money.

Banking redefined for you!

Experience banking like never before with the U Bank Digital App. Seamlessly manage your accounts, monitor your finances, and access a world of financial services, all from the palm of your hand.
Our user-friendly banking app puts you in control of your financial journey and provides you the ease of access at any given moment.

Unleash the Power of Online Banking!

U Bank Internet Banking is your gateway to comprehensive online banking services, where convenience meets security. A seamless convergence of cutting-edge and comprehensive financial services, the U Bank Internet Banking portal offers you a world of financial management tools and services at all hours of the day.
With our Internet Banking services, you can effortlessly access your accounts, carry out transactions, get your statements, and further explore banking opportunities – all from the comfort of your home. This is your 24/7 gateway to financial empowerment!

Banking only with a mobile number!

U Bank offers the Asaan Mobile Account (AMA) for individuals to manage finances securely and easily – all with just a phone number. The Asaan Mobile Account is a wallet account that can be opened from any mobile network and allows you to perform financial transactions without the requirement of internet access.

To open an Asaan Mobile Account:

The customer simply is required to dial *2262# from his/her mobile phone and can open their Asaan Mobile Account (AMA) in real-time without the need to visit any branch.

At U Bank, we understand and cater to the unique financial needs of your business, especially when it comes to salary disbursements and corporate transactions. Introducing the U Bank Corporate Banking Portal – your all-in-one solution for efficient and secure corporate banking.

Easy Loan Processing at Your Doorstep!

Introducing our Digital Loan Acquisition Application – a revolutionary platform that redefines the way you access financial assistance. Say goodbye to lengthy paperwork and waiting in lines to apply for a loan. The Digital Loan Acquisition Application empowers you to apply for loans seamlessly, securely, and with lightning-fast approval times. It simplifies the loan application process by digitizing and automating many of the traditionally manual steps.

How to Easily Avail a Loan through DLA:

The bank’s Relationship Officer reaches out to the customer at his/her premises and gets the relevant documentation filled by them. These documents are then digitally uploaded via the application, including all the KYC requirements. The application is routed to the back office for approval. Once the loan is approved, it is disbursed within 24-48 hours of the loan application.

Pakistan’s first instant payment service!

RAAST is Pakistan’s first instant payment service which enables end-to-end digital payments between individuals, businesses, and government entities instantaneously using their mobile phone numbers as their RAAST ID.

This payment gateway system has been developed by the State Bank of Pakistan, and provides a state-of-the-art Payment System that enables real-time transfer of money with no transaction fees. All you have to do is register your mobile number with your U Bank Account. Any sender would then only need your mobile phone number to send money to your U Bank Account by using RAAST Services.

How to Avail RAAST Services

RAAST services can easily be availed using the U Bank Digital App or UPaisa Mobile App, where the option to transfer funds through RAAST is available. Additionally, mobile phone users can use the USSD option and click on the RAAST icon to use the service.

Discover our Debit Card types, schemes, and benefits being offered.