U Bank Islamic Banking offers a wide range of tailor-made Shari’ah-compliant financial products and services curated to serve the segment of Pakistani society that seeks banking services in line with Shari’ah principles. Achieve your personal and business goals with our wide range of financing products in line with the principles of Shari’ah Banking is now at your fingertips with our extensive range of Digital Banking services Our network of exclusively Islamic Banking branches across Pakistan are available to provide you with Shari’ah-compliant services As a champion of financial inclusion, U Bank serves to empower communities with its wide range of Retail and Islamic Banking services. Coupled with innovation, expertise, and excellence, we are dedicated to serving our valued customers. U Bank Islamic Banking offers a range of Shari’ah-compliant deposit products in line with Islamic rules and principles. Explore our range of Shari’ah-compliant financing products structured to meet your financial requirements and provide you peace of mind. U Microfinance Bank (U Bank) has established a dedicated Islamic Banking division that is committed to providing customers with banking services that align with Islamic principles. U Bank is one of the first microfinance banks in Pakistan to offer enhanced financial products and services catering to the specific segment of society seeking banking services designed within the parameters of Shari’ah rules and values. U Bank Islamic Banking provides a comprehensive suite of tailor-made, innovative, and reliable Shari’ah-compliant financial solutions to its customers. These solutions include financing facilities for housing, business, and agricultural needs, with amounts of up to PKR 3 million, along with Current, Savings, and Term Deposit account services. The complete product portfolio offered by U Bank Islamic Banking is developed and approved under the guidance of the bank’s dedicated Shari’ah Advisor. This expertise enables us to deliver competitive Islamic Banking services to our valued customers and further our efforts towards achieving financial inclusion in Pakistan. U Bank Islamic Banking was initially piloted at the beginning of 2022 with 5 branches. By the end of the year, U Bank had received its commercial license from the State Bank of Pakistan (SBP) to officially launch Islamic Banking nationwide. U Bank Islamic Banking continues to broaden its geographic reach to encompass a larger number of regions. Our Islamic Banking services are currently available at the branches mentioned below: Click here to see the locations of Islamic Banking Window. Discover our diverse suite of deposit products designed to cater to your financial needs. Our range of offerings provides you with valuable banking services and ensures your savings grow steadily with your reliable and trusted banking partner. Our lending products’ portfolio is comprehensive and diverse, tailored to meet your financial requirements and to support your goals of economic prosperity. U Remit is a cutting-edge home remittance service that enables countless non-resident Pakistanis to effortlessly and conveniently send money to their family members living in Pakistan. U Remit offers the following innovative remittance services: U Cash: Remittance beneficiaries in Pakistan can swiftly receive the funds sent to them from foreign countries, through U Bank’s network of 375+ branches located across the country. U Account: You can transfer your remittances to any U Bank account as well as any account held with other banks in Pakistan using U Account Credit. UPaisa: With UPaisa Wallet Credit, you can receive your remittance amount instantly to your UPaisa account and have immediate digital access to your funds. For any queries, information, or complaints regarding U Bank U Remit services, please feel free to connect to our 24/7 Call Centre at UAN 051-111-282-265, Toll Free: 0800-82265, or to our Home Remittance Department at home.remittance@ubank.com.pk Experience Shari’ah-compliant banking through the U Bank Digital App, crafted to elevate your digital banking experience with convenience. Handle your financial matters easily, within the Islamic Shari’ah rules, with a wide array of functionalities that ensure a secure and enhanced user journey. U Bank Islamic Banking offers emulous financing facilities to cater to your banking needs. Use our convenient Financing Calculator to easily forecast your monthly installments. U Bank remains committed to continuing to exemplify its core values and strategic objectives with the multiple local and global awards it has achieved. U Bank received the Domestic Initiative of the Year – Pakistan Award by Asian Banking & Finance (ABF) Wholesale Banking Awards 2022 for its performance in 2021-2022. The award was presented to appreciate U Bank’s issuance of its first-ever Social Impact Bond, aimed to be used to finance loans for renewable energy, private schooling, low-cost housing, and Small & Medium Enterprises (SMEs), primarily in rural Pakistan. This innovative social initiative was widely applauded by ABF Wholesale Banking Awards that honor outstanding banks that have introduced groundbreaking wholesale banking solutions, products, and services that proved to be an industry game-changer. U Bank bagged two internationally recognized awards from Asian Banking & Finance (ABF) Retail Banking Awards 2022 for its performance in 2021-2022. U Bank was announced as the Microfinance Bank of the Year and was presented with the Islamic Banking Initiative of the Year – Pakistan. These accolades paid tribute to U Bank’s tireless endeavors over the past seven years towards increasing financial inclusion in the country and serving the unbanked population. ABF also recognized our introduction of Islamic banking services in Pakistan providing our clients with tailor-made, Shari’ah-compliant solutions for their financing needs. The Asian Banking & Finance Retail Banking Awards celebrate Asia’s banking leaders and highlight deserving banking candidates on their innovative product strategies to create a larger impact. U Bank Islamic Banking received the prestigious international award for Upcoming Islamic Retail Banking Window in Pakistan 2022 during the 8th Islamic Retail Banking Awards 2022, hosted by Cambridge IFA in Indonesia. The award honored U Bank’s introduction of Shari’ah-compliant financial solutions in Pakistan and came soon after U Bank’s full-scale commercial launch of Islamic Banking services nationwide. The bank’s Islamic Banking services were piloted in 2022 and encompass many cities across Pakistan, thus financially including the segment of society that seeks banking services in line with Islamic values. At U Bank, we endeavor to bring our vision of financial inclusivity to life by serving the underserved and contributing to a better future. Anas Khan, from Mardan in Khyber Pakhtunkhwa, always had a dream of becoming an entrepreneur instead of working for someone. He started his own business of selling mobile phones, digital devices and their accessories, to make a decent living. Although his business was doing well, he realized he needed financial support to expand and improve profitability, especially during tough economic times.
He was in search of Shari’ah-compliant loan services in his city when he discovered U Bank’s Islamic Banking branch in his neighborhood. Anas chose the Apna Karobar Murabaha Financing facility and received a sum of PKR 350,000 to invest in business expansion. He benefited greatly from the financing, as the expansion helped him increase his sales and revenue, and improve his livelihood.
Anas Khan - Mardan, KPK
U Bank Outreach
Deposits
PKR 6.93 BN
(As of September 30, 2025)
Gross Financing Portfolio
PKR 14.94 BN
(As of September 30, 2025)
Credit Rating
A+ / A-1 / Stable
Our Islamic Banking Services
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About U Bank Islamic Banking
Abbottabad
Arifwala
Attock
Badin
Bahawalnagar
Bahawalpur
Bhatta Chowk, Lahore
Batkhela
Bhakkar
G-10 Islamabad
Burewala
Chakwal
Charsadda
Chitral
Dadu
Daska
Dera Ghazi Khan
Dera Ismail Khan
Faisalabad
Gambat
Garh Morh
Gawadar
Gojra
Gujar Khan
Gujranwala
Gujrat
Karachi
Hafizabad
Haripur
Hassan abdal
Hyderabad
Jacobabad
Jauharabad
Jhang
Kallar Syedan
Kandiaro
Khairpur
Khanewal
Kohat
Thokar Niaz Baig, Lahore
Kunri
Lahore
Larkana
Layyah
Mansehra
Mardan
Matta, Swat
Mianwali
Multan
Muzaffargarh
Narowal
Nawabshah
Nowshera
Pasrur
Peshawar
Pishin
Quetta
Rahim Yar Khan
Rawalpindi
Sadiqabad
Sahiwal
Sanghar
Sargodha
Shakar Garh
Shikarpur
Shorkot
Sialkot
Sukkar
Toba Tek Singh
Vehari
Deposit Products
Lending Products
Remittances
U Bank Digital App
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Enaya-Salary-Pension Calculator
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Building A Legacy of Excellence
Awards & Recognition
Asian Banking & Finance (ABF) Wholesale Banking Awards – 2022
Domestic Initiative of the Year – Pakistan
Asian Banking & Finance (ABF) Retail Banking Awards – 2022
Microfinance Bank of the Year – Pakistan | Islamic Banking Initiative of the Year – Pakistan
8th Islamic Retail Banking Awards 2022 by Cambridge IFA
Upcoming Islamic Retail Banking Window in Pakistan 2022
Impacting Lives, Changing Futures
Where your Success Becomes Our Story
Substantiating self-reliance dreams
