Apna Karobar – Murabaha Financing

Your business, your tranquility!

U Bank Islamic Banking offers a Shari’ah-compliant individual financing facility based on Murabaha – Trade base Islamic mode of financing against personal guarantee for micro-entrepreneurs. Through the Apna Karobar Murabaha Financing facility, business owners can easily finance their working capital requirements (except cash), or purchase required assets, including various commodities, livestock, bikes, solar panels and batteries, three wheeler loader or rickshaw, etc. for the expansion of their business.

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Apna Karobar – Premium Murabaha Financing

Business growth at your fingertips!

U Bank Islamic Banking offers a Shari’ah-compliant financing facility based on Murabaha – Trade base Islamic mode of finance for small and medium-sized entrepreneurs to help them meet their business financial needs against a collateral of gold, property, vehicle, lien on savings, or TDR. By availing the Apna Karobar financing facility, retailers, medium-sized firms, and school owners can expand their existing businesses by purchasing assets, including various commodities, livestock, bikes, solar panels and batteries, three wheeler loader or rickshaw, raw material, etc. and necessary business equipment.

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Enaya Murabaha Financing

Empower your Earnings, Banking with Shari’ah Principles!

U Bank Islamic Banking is offering Shari’ah-compliant financing facility for salaried individuals and pensioners. With the Enaya Murabaha Financing facility, assets and commodities can easily be purchased to help establish or expand a business to generate additional sources of income.

The financing facility can be utilized by the individual to procure supplies that will help enhance or set up a business for them, such as for the purchase of livestock, motorbikes for business mobility, raw materials, electric appliances, machines, solar panels or batteries, generators, etc.

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Tawfeeq Financing – Diminishing Musharakah

Empowering businesses with Shari’ah-compliant growth

U Bank Islamic Banking brings Tawfeeq Financing, a Shari’ah-compliant solution based on the Islamic mode of Diminishing Musharakah. Designed to strengthen established businesses, this facility is an ideal solution for the funds required to meet your business’s liquidity needs and ensure smooth cash flow management against your pre-owned vehicle. It is exclusively tailored for established small and medium-scale businesses looking to grow or enhance their operations.

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