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Apna Karobar – Murabaha Financing

U Bank Islamic Banking offer individual financing facility based on Murabaha Islamic mode of finance against personal guarantee for micro-entrepreneurs to finance their working capital requirements (except cash), or purchase of assets, including various commodities, livestock, bikes, solar panels and batteries, three wheeler loader or rickshaw, etc. for expansion of their business.

Salient Features:

  • Financing facility up to PKR 600,000/-
  • Financing tenure from 1 to 36 months
  • Free credit Family Takaful facility in case of death or permanent disability
  • Financing facility against individual guarantee
  • Lump sum and easy monthly installments financing repayment option

Required Documents:

  • Copy of CNIC of applicant and guarantor
  • 1 passport-sized picture of applicant and guarantor
  • Copy of utility bills of applicant and guarantor
  • Utility bill of residence (in case of salaried guarantor)

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ABOUT U BANK

U Microfinance Bank Ltd. (U Bank) is a wholly owned subsidiary of Pakistan Telecommunication Company Limited (PTCL) – Etisalat Company. The bank has a network of more than 250 branches, across 210 cities and rural areas in Pakistan and offers a wide range of microfinance loans, deposit products, and branchless banking solutions. U Bank’s branchless banking offers services under the banner of U Paisa in collaboration with Ufone (Pak Telecom Mobile Limited). The service is offered at nearly 50,000 agent locations across Pakistan.

U Microfinance Bank is proud to be at the front line of fighting poverty in Pakistan and is dedicated to play its critical part in the implementation...
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