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    • About U Bank Islamic Banking
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Downloads

Schedule of Charges

Branch Banking
Schedule of Charges 1st July – 31st December 2023
Branchless Banking
Schedule of Charges 1st July – 30th September 2023
Loan Product Pricing
Pricing Structure of Loan Products
Deposit Rate Sheet
Deposit Rate Sheet

Quarterly/Annual Financials
 
Un-audited Interim Condensed Financial Statements for the Quarter ended March 31, 2023
Financial Statement – 2022
Un-audited Interim Condensed Financial Statements for the Quarter ended September 30, 2022
Un-audited Interim Condensed Financial Statements for the six months period ended June 30, 2022
Un-audited Interim Condensed Financial Statements for the Quarter ended March 31, 2022
Financial Statement – 2021
Un-audited Interim Condensed Financial Statements for the Quarter ended September 30, 2021
Un-audited Interim Condensed Financial Statements for the six months period ended June 30, 2021
Un-audited Interim Condensed Financial Statements for the Quarter ended March 31, 2021
Financial Statement – 2020
Un-audited Interim Condensed Financial Statements for the Quarter ended September 30, 2020
Un-audited Interim Condensed Financial Statements for the six months period ended June 30, 2020
Un-audited Interim Condensed Financial Statements for the Quarter ended March 31, 2020
Financial Statement – 2019
Un-audited Interim Condensed Financial Statements for the Quarter ended September 30, 2019
Half Year Financial Statement – 30 JUNE 2019
Un-audited Interim Condensed Financial Statements for the Quarter ended March 31, 2019
Financial Statement – 2018
Financial Statement – 2017
Financial Statement As of June 30, 2017
Rising to the Challenge – 2016
Financial Statement As of June 30, 2016
Financial Statement – 2015
Financial Statement As of June 30, 2015
Financial Statement – 2014
Financial Statement As of June 30, 2014
Financial Statement – 2013
Financial Statement – 2012
Financial Statement – 2011
Financial Statement – 2010

Compliance Certificate
Placemnet of Annual Accounts-2017


Know Your Rights and Responsibilities as a Bank’s Consumer
Customer Rights & Responsibilities – English
Customer Rights & Responsibilities – Urdu
Protect Your Payment Cards


Investor Agreement
U Microfinance – Investor Agreement Specimen

Forms
Dispute Resolution Form
ATM Debit Card Application Form

National Financial Literacy Program
NFLP-Course Booklet

Research Reports
Impact Assessment & Baseline Study
Impact Assessment Report 2022

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ABOUT U BANK

U Microfinance Bank Ltd. (U Bank) is a wholly owned subsidiary of Pakistan Telecommunication Company Limited (PTCL) – Etisalat Company. The bank has a network of more than 300 branches, across 210 cities and rural areas in Pakistan and offers a wide range of microfinance loans, deposit products, and branchless banking solutions. U Bank’s branchless banking offers services under the banner of U Paisa in collaboration with Ufone (Pak Telecom Mobile Limited). The service is offered at nearly 50,000 agent locations across Pakistan.

U Microfinance Bank is proud to be at the front line of fighting poverty in Pakistan and is dedicated to play its critical part in the implementation...
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