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Ba-Aitmaad Current Account

U Bank Islamic Banking offers Ba-Aitmaad Current Account which is a non-remunerative current account. This account fulfils everyone’s daily banking needs at their convenience whether they are individuals or entities and are seeking to maintain Shari’ah compliant current account.

Salient Features:

  • No minimum balance requirement
  • Account can be opened with minimum Rs. 1000/-
  • Debit card
  • Cheque book
  • Pay Order
  • FREE Internet Banking
  • FREE SMS Alert and Email
  • FREE Online Banking
  • Unlimited transactions

Current Account at U Bank

Current account is based on the Islamic concept of “Al-Qard”, whereby the Bank is a ‘debtor’ and the Depositor is the ‘creditor’. This is a non-remunerative account where the bank is liable to pay the depositor’s money back to the customer on demand without any additional charges. Bank may at its discretion use or employ such funds as it deems fit in Shari’ah Compliant products and avenues.  In case of a loss, the Bank will bear the same from its own equity and no losses will be borne by the current account holders.

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ABOUT U BANK

U Microfinance Bank Ltd. (U Bank) is a wholly owned subsidiary of Pakistan Telecommunication Company Limited (PTCL) – Etisalat Company. The bank has a network of more than 250 branches, across 210 cities and rural areas in Pakistan and offers a wide range of microfinance loans, deposit products, and branchless banking solutions. U Bank’s branchless banking offers services under the banner of U Paisa in collaboration with Ufone (Pak Telecom Mobile Limited). The service is offered at nearly 50,000 agent locations across Pakistan.

U Microfinance Bank is proud to be at the front line of fighting poverty in Pakistan and is dedicated to play its critical part in the implementation...
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