U Microfinance Bank brings you the Ba-Ikhtiar Current Account with a cashback offer on your Salary Transfer, a unique cashback-enabled current account tailored for salaried individuals. Designed to reward you for simply depositing your salary, this account is more than just a place to receive your income—it’s your gateway to exclusive benefits, cashback rewards, and financial empowerment.
Key Benefits
Open your account with PKR 10,000 and enjoy a wide variety of benefits.
- Cashback on Salary Deposits
Earn cashback (up to a maximum of PKR 25,000) simply by crediting your salary into your U Bank account and maintaining a qualifying average balance.
- Quarterly Lucky Draws
All eligible new customers are automatically entered into a PKR 150,000 travel voucher draw, every calendar quarter. *
- Free Banking Services
Enjoy free services when you maintain an average monthly balance of PKR 25,000:
- Cheque book Issuance
- Pay Order / Banker’s Cheque Issuance
- Debit Card Issuance & Renewal
- Free Internet & Mobile Banking
- Unlimited Deposits and Withdrawals
- Free SMS Alerts
- 24/7 Call Center & Telebanking
- Rebate on Loan Processing Fee
Maintain a balance of PKR 50,000+ for 3 months to receive 50% rebate on your Salary/Khudmukhtar Loan processing fee.
* Monthly Fall below fee of PKR 20+FED will be applicable for accounts maintaining an average balance of less than PKR 5,000/-
Eligibility Criteria
- Must be a salaried individual (verified via income/job proof)
- Salary must be credited via employer transfer or non-cash digital self-transfer
- Cashback based on credited salary and average balance maintained
* Terms & Conditions Apply.
