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Downloads

Schedule of Charges

Branch Banking
Schedule of Charges 1st May – 30th June 2025
Branchless Banking
Schedule of Charges 1st Apr – 30th June 2025
Loan Product Pricing
Pricing Structure of Loan Products
Deposit Rate Sheet
Deposit Rate Sheet

Cheques Clearing

List of NIFT Branches
List of Non NIFT Branches
List of Same Day Clearing Member Branches
List of U Bank Branches with Address

Quarterly/Annual Financials
 
Un-audited Interim Condensed Financial Statements for the Quarter ended March 31, 2024
Financial Statement – 2023
Un-audited Interim Condensed Financial Statements for the Quarter ended September 30, 2023
Un-audited Interim Condensed Financial Statements for the six months period ended June 30, 2023
Un-audited Interim Condensed Financial Statements for the Quarter ended March 31, 2023
Financial Statement – 2022
Un-audited Interim Condensed Financial Statements for the Quarter ended September 30, 2022
Un-audited Interim Condensed Financial Statements for the six months period ended June 30, 2022
Un-audited Interim Condensed Financial Statements for the Quarter ended March 31, 2022
Financial Statement – 2021
Un-audited Interim Condensed Financial Statements for the Quarter ended September 30, 2021
Un-audited Interim Condensed Financial Statements for the six months period ended June 30, 2021
Un-audited Interim Condensed Financial Statements for the Quarter ended March 31, 2021
Financial Statement – 2020
Un-audited Interim Condensed Financial Statements for the Quarter ended September 30, 2020
Un-audited Interim Condensed Financial Statements for the six months period ended June 30, 2020
Un-audited Interim Condensed Financial Statements for the Quarter ended March 31, 2020
Financial Statement – 2019
Un-audited Interim Condensed Financial Statements for the Quarter ended September 30, 2019
Half Year Financial Statement – 30 JUNE 2019
Un-audited Interim Condensed Financial Statements for the Quarter ended March 31, 2019
Financial Statement – 2018
Financial Statement – 2017
Financial Statement As of June 30, 2017
Rising to the Challenge – 2016
Financial Statement As of June 30, 2016
Financial Statement – 2015
Financial Statement As of June 30, 2015

Compliance Certificate
Placement of Annual Accounts-2017


Know Your Rights and Responsibilities as a Bank’s Consumer
Customer Rights & Responsibilities – English
Customer Rights & Responsibilities – Urdu
Protect Your Payment Cards


Investor Agreement
U Microfinance – Investor Agreement Specimen

Forms
Dispute Resolution Form
ATM Debit Card Application Form

National Financial Literacy Program
NFLP-Course Booklet

Research Reports
Impact Assessment & Baseline Study
Impact Assessment Report 2022

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ABOUT U BANK

U Microfinance Bank Ltd. (U Bank) is a wholly owned subsidiary of Pakistan Telecommunication Company Limited (PTCL) – Etisalat Company. The bank has a network of more than 250 branches, across 210 cities and rural areas in Pakistan and offers a wide range of microfinance loans, deposit products, and branchless banking solutions. U Bank’s branchless banking offers services under the banner of U Paisa in collaboration with Ufone (Pak Telecom Mobile Limited). The service is offered at nearly 50,000 agent locations across Pakistan.

U Microfinance Bank is proud to be at the front line of fighting poverty in Pakistan and is dedicated to play its critical part in the implementation...
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